Need help in understanding the financial support provided by the Australian Government to families using Childcare? Read on...
The Australian Government provides families with two main types of financial assistance to help cover the costs of Approved child care - the Child Care Benefit and the Child Care Rebate.
Child Care Benefit - CCB
The Government will take into account your Family's income in calculating the Child Care Benefit amount and it is usually paid directly to approved Child Care Services to reduce the fees that eligible families pay.
There are a number of conditions that must be met for you families to be eligible for CCB ;
- Your child must be attending Approved child care (KingKids long day care is an approved service) or registered child care
- You or your partner must meet the residency and child’s immunisation requirements. Note that these requirements have recently been strengthened by the Australian Government. Click here to go to the Australian Government's MYCHILD website to read the details.
- You must be the person responsible for paying the child care fees.
- You must register with Centrelink to activate both your's and your child's "CRN's" - these are numbers given to you by Centrelink for the purpose of identification and used to process your benefit.
Child Care Rebate - CCR
An additional payment to the Child Care Benefit is the Child Care Rebate. The CCR helps families cover the out-of-pocket costs of child care and it is not income tested.
Even if your family income is too high for you to receive the Child Care Benefit, you may be eligible for the Child Care Rebate. It covers up to 50 per cent of out-of-pocket costs, up to $7,500 per child, per year (Out-of-pocket child care costs are calculated after deducting any Child Care Benefit payments that are received).
Most of our Families choose to elect for the Government to pay the CCR directly to KingKids as a fee reduction, however you may choose to receive the Child Care Rebate fortnightly, quarterly or annually paid as a lump sum directly to your bank account.
As with CCB, there are a number of conditions that must be met for you to be eligible for CCR;
- You and your partner (if applicable) must have had work, training, study related commitments (or have an exemption) at some time during the week care is provided,
- You must be using approved child care (KingKids long day care is an approved service),
- You or your partner must be an Australian citizen, a permanent resident living in Australia or be exempted from the Australian Government’s residency requirements,
- Children under seven years of age must meet the Australian Government’s immunisation requirements or have an exemption. Note that these requirements have recently been strengthened by the Australian Government. Click here to go to the Australian Government's MYCHILD site to read the details.
- You must be the one responsible for your child care costs. If your employer contributes to your child care through salary sacrificing or packaging, you should discuss with them who is responsible for the cost.
- As with CCB you need to have activated your and your child's "CRN" with Centrelink.
How to Claim
You will need to apply for the Child Care Benefit first, this can be done in person at Centrelink or on-line (Click here to go to the On-Line application).
There is no separate claim form for the Child Care Rebate, you will automatically be assessed and paid if you are eligible when you apply for the Child Care Benefit (even if you are assessed at a zero rate for the Child Care Benefit due to your family’s income). If you are eligible to receive the Rebate, it will be paid once Centrelink has received child care attendance details from your child care service(s).
How much CCB and CCR will I receive?
This will depend on your family circumstances. We can give you an indication on site if you'd like to come and see us, and the Department of Human Services website has a calculator so you can calculate for yourself how much you could receive (Click here to go the Centrelinks's Calculator). Once you have activated your "CRN's" with Centrelink they will inform you of your CCB percentage and eligible hours (the amount of hours for which you will be able to get CCB).
Other Financial Help - JETCCFA
The Australian Government also provides Jobs, Education and Training Child Care Fee Assistance (JETCCFA), which is a payment to help you with the cost of your Child Care Benefit (CCB) approved child care by paying some of the ‘gap fee’ not covered by CCB while you are working, training or studying so you can enter or return to the workforce.
Can I get JETCCFA?
Yes, if you:
- Receive an eligible income support payment
- Have an approved Employment Pathway Plan (EPP)
- Receive CCB at the maximum rate
- Use CCB approved child care (for example, Long Day Care, Family Day Care and Outside School Hours Care).
Need more information?
Here are some more links you may find useful;
- Childcare Assistance Fact-sheet from the Department Of Education
- MyChild Website - Details on Approved Childcare for Childcare Benefit (CCB) and Childcare Rebate (CCR) purposes
- MyChild Website's list of Childcare Fact-sheets - The Fact-sheet kit provides families using child care with information about a range of Australian Government services and programmes designed to support families, including the Child Care Benefit (CCB), the Child Care Rebate (CCR), Jobs, Education and Training Child Care Fee Assistance (JETCCFA), Child Care Services Support Programme, and Child Care Access Hotline.